For those that desire growth (typically executives, business owners, professional athletes, or those with no current income need) our goal is to maximize your growth, while minimizing risk.

To maximize growth in a client's portfolio, we utilize core managers for large and smallcap asset classes as well as a core global manager. We then couple these managers with a variety of bond managers depending upon the tax status of the account. The bond and real estate managers help to provide low correlation assets to the portfolio and reduce volatility.

We then add six exchange traded funds (ETFs) in rotating styles, sectors, and countries to add alpha to the portfolio. Alpha is the measure of performance on a risk-adjusted basis. Alpha takes the volatility (price risk) of a mutual fund and compares its risk-adjusted performance to a benchmark index. The excess return of the fund relative to the return of the benchmark index is a fund's alpha. To mitigate potential losses on the ETFs, we put in "stops" (adjusted monthly) to sell if there is a significant drop in the market. We also monitor the ETFs daily and review them monthly to determine if there is a need to "rotate" into another style, sector, or country.