A DISCIPLINED PROCESS

We have a clear process to understand your goals and develop appropriate recommendations.

DISCOVER

1.    Discovery process - Identify your goals, values, dreams, special concerns/challenges

CHART A COURSE

2.    Develop investment strategy and/or determine need for a comprehensive wealth management “financial” plan (10 days)

&midot;         Determine risk tolerance

&midot;         Analyze current investment portfolio

&midot;         Develop asset allocation strategy

&midot;         Portfolio construction

3.    Investment strategy meeting - In-person meeting to present recommended investment strategy and/or gather additional information for wealth management plan (14-21 days)

NAVIGATE

4.    Execute investment strategy (15-30 days)

&midot;         Open new accounts

&midot;         Transfer existing assets

&midot;         Establish online account access

&midot;         Conduct trades to execute agreed-upon investment strategy

5.    Follow-up meeting or phone conference for investment accounts (45-60 days)

&midot;         Review investment strategy

&midot;         Discuss first statements

&midot;         Review online resources

&midot;         Determine review frequency

6.    Wealth management plan delivery meeting (60 days)

&midot;         Budgeting and cash flow analysis

&midot;         Business succession planning

&midot;         Charitable giving

&midot;         Education planning

&midot;         Estate planning

&midot;         Executive benefit analysis

&midot;         Insurance and liability management

&midot;         Retirement planning

7.    Execute wealth management plan - Ongoing implementation of recommendations

8.    Ongoing evaluation of investment strategy and/or wealth management plan.

Timeline executed on best efforts basis.